Cincinnati Chapter 7 Bankruptcy Lawyer

Are you tired of harassing phone calls from creditors? Are you behind on your mortgage and worried about losing your home to foreclosure? Are you anxious and worried about how you are going to pay your bills? Stop worrying and start taking charge of your finances! Help is only a phone call away.

Our Cincinnati Law Office has been helping Cincinnati residents recover from overwhelming debt problems through Chapter 7 bankruptcy for years. Call our Cincinnati Law Office today to schedule your free initial consultation with one of our experienced Chapter 7 bankruptcy lawyers. We will analyze your financial situation and determine if Chapter 7 bankruptcy is a good option for you.

Chapter 7 Bankruptcy Attorney Cincinnati

Chapter 7 bankruptcy was designed to provide debt relief for those who are unable to make payments on their debts. If you qualify, a Chapter 7 bankruptcy provides full relief from all dischargeable debts. Unlike a Chapter 13 bankruptcy, there are no longer term debt payment plans. With a Chapter 7 bankruptcy, which is often called a straight bankruptcy or liquidation, your dischargeable debts such as credit card debts, medical bills, personal loans and some taxes are wiped out completely.

Some debts are not dischargeable including student loans, child support, alimony and taxes less than three years old. One of our Chapter 7 bankruptcy attorneys can help you determine whether you qualify and whether your debts will be discharged in a Chapter 7 bankruptcy.

Cincinnati Debt Relief Lawyer

If you have not considered Chapter 7 bankruptcy because of concerns about losing your home, your car, and your other property, you should know that most of our clients are able to keep all of their property, including their home and car. Our Chapter 7 bankruptcy attorneys know the bankruptcy laws and they will fight to protect your property.

In addition, although your credit rating will suffer initially, most of our clients are able to rebuild their credit soon after their Chapter 7 bankruptcy. Within one to two years, many clients are able to qualify for a mortgage or car loan at favorable rates. For many people, Chapter 7 bankruptcy is just the first step toward rebuilding their finances.