Des Moines Chapter 7 Bankruptcy Lawyer

These days, millions of hard working Americans are facing financial ruin due to loss of their jobs, medical bills from a car accident or serious health condition, credit card debts that spiral out of control, or some other reason. They are in danger of losing everything they have worked so hard for to provide for their families. If you are one of these people struggling with the constant anxiety of dealing with past due notices, harassing telephone calls from bill collectors, and the prospect of losing your home, call the debt relief specialists at our Des Moines Law Firm.

Our compassionate, caring Chapter 7 bankruptcy attorneys and staff understand what you are going through and we can help you find the best debt relief option for your unique situation. We have been helping Iowans in the Des Moines and surrounding areas take control of their finances for years.

Chapter 7 Bankruptcy Attorney Des Moines

For many of our clients, Chapter 7 bankruptcy is the best option. Chapter 7 bankruptcy was designed to provide a fresh financial start for people who are unable to make payments on their debts. In order to qualify for Chapter 7 bankruptcy, you will have to meet the requirements of the "means test." Our experienced Chapter 7 bankruptcy attorneys will be able to explain the means test and determine if you qualify for Chapter 7 bankruptcy.

With a Chapter 7 bankruptcy, also called a liquidation or straight bankruptcy, there is no long term payment plan. If you qualify for a Chapter 7 bankruptcy, you will be relieved of all your dischargeable debts including credit card debt, medical bills, utilities, personal loans, and most tax debts over three years old. Some debts such as alimony and student loans are not dischargeable. In many cases you will be able to keep your home and your car.

Des Moines Debt Relief Lawyer

When you need debt relief fast, call our Des Moines Law Firm to schedule a free initial consultation with one of our experienced Chapter 7 bankruptcy attorneys. We will review your financial situation and explain your debt relief options. We are here to help you with your Chapter 7 bankruptcy or any other debt relief option that you choose.